Long Family Dental of Cleburne Blog

Part 2: The Newest Challenges with Dental Insurance

July 23, 2013

 

As employers cut the dollars available for dental coverage, the insurance companies are coming up with creative ways to decrease benefits.  Some of the challenges we are starting to see are:

  • Insurance considers x-rays at the basic level of coverage versus the preventive level, so the patient has to pay a deductible and a certain percentage on x-rays which historically were covered at 100%.
  • Insurance “downgrades” things like porcelain crowns on back teeth or tooth colored fillings on molars, causing the patient to pay more out of pocket.(Most dentists don’t even do silver fillings anymore!)
  • Even when a pre-determination is sent, insurance doesn’t reveal how they will actually pay once the procedure is completed and a claim sent, causing surprises for the patient after treatment.
  • Insurance determining a minimum age for x-rays even though a dentist is legally responsible for what is in their patient’s mouths and the conditions that exist.
  • Insurance only paying for an “alternate procedure” because it is the less expensive way to go, but not necessarily best for the patient’s oral health.

At Long Family Dental, we have experienced all the above and more!  We do our best to give our patients an estimate for their dental treatment, but as you can see, it is challenging.  Unfortunately, patients don’t understand why the estimate we give them is not always accurate.  There are over 1,000 dental codes and it would be impossible to go through each one to find out the coverage and any restrictions individually.  And, every time a call is made to the insurance company, there are multiple warnings that the information is not a “guarantee of benefits” and may have limits and exclusions that are only revealed once a claim is filed.

Oral health is an important part of a person’s overall health and many people do not realize how the conditions in their mouth can affect other areas of their health.  Our doctors continue to stay abreast of the latest information and research in dental technologies, dental products, procedures and treatments so we can confidently promote optimal oral health.  It is discouraging when a patient makes a decision about their dental treatment based on whether insurance will cover it or not, and even worse when a patient becomes upset with the dental office because their dental plan has unique benefit restrictions or limits and exclusions.

Patients should continue to look at their dental insurance as a supplement to their oral health.  As the insured, you may be able to find out more about your policies limits and exclusions, but it is our hope that you will still consider what is best for your oral health.  This information can only come from your dentist, not your insurance company.

The Importance of Preventative Dental Care

July 9, 2013

Many times, patients feel that if they’re brushing and flossing their teeth at home then there’s no need to visit their dentist for their dental checkup appointments. Unfortunately, this really isn’t the case. By neglecting your dental checkups, you’re putting your smile at risk.

Your regular dental checkup appointments are an important part of preventative dental care. By trying to address problems before they’ve had a chance to develop, your dentist can help to protect your smile and keep it healthy. You should visit your dentist every six months for your dental checkup appointment.

These appointments are important because your teeth will be cleaned and checked for signs of any potential smile issues. Also, preventative dental care can help identify concerns such as oral cancer or gum disease before they have done permanent smile damage.

Additionally, many dentists use sealants, a preventative care tool, to help improve the health of your smile. Sealants can be used to cover the pits and grooves in your teeth where plaque accumulates because it can’t be reached by your toothbrush. This is an important way that your dentist can help you to prevent cavities before they even form, rather than just treating them once they form.

Preventative dental care is an important part of your smile care, so start today by visiting your dentist twice a year for your dental checkup. Brushing and flossing aren’t enough on their own to ensure the health of your smile. Your dentist is here to help keep your teeth and gums healthy.

Part 1: The History of Dental Insurance

June 25, 2013

Dental insurance was developed in the 1960’s as a separate benefit for oral health care.  At that time, the standard level of coverage was $1000 maximum per year; preventive services at 100%, basic services at 80% and major services at 50%.  Does this sound familiar to anyone?  Most plans are still at this exact same level.  There are now some plans with maximums that are a bit higher, but the coverage levels are usually the same.

Back in the 1960’s, a patient could easily have their teeth cleaned and examined twice a year, have their necessary x-rays, and have a good amount of basic care for their teeth.  Now, you would be hard pressed to find anyone that doesn’t max out their benefits with their two cleanings and one crown.  Dental insurance has not kept up in any way with the increased costs in dentistry.

We have known this trend for many years and encouraged patients to think of their dental insurance more like a supplement rather than a “pay-all”.  However, in the past couple of years, more challenges have arisen with dental insurance.  Many employers are struggling in this economy to continue to provide dental coverage for their employees.  So they go to the insurance company with a certain amount of dollars for dental coverage and ask the insurance company what benefits can be provided for that amount. Insurance companies then begin to create all different kinds of limits to a plan in order to provide a policy for the designated dollar amount.

Stay tuned for more information on current trends in dental insurance.

What You Need to Know about Dental Insurance

June 21, 2013

Many people have dental insurance, which is a great thing to have and helps make your dental care more affordable. However, dental insurance is not insurance in the same way as health or life insurance. It’s probably more accurately described as a dental benefit.

The problem is that not many people understand that dental insurance does not work in the same way as health insurance. Health insurance allows you to afford all of the medical care you need to ensure you remain in good health. Dental insurance is more accurately described as a supplement, and is not designed to cover all of your dental treatments or act as a decision maker.

The dental procedures that are covered by your dental insurance are not always what is best for your dental health. It’s important to not view your dental insurance as a hard and fast guide for your dental health. It is important that you visit a dentist that you trust to guide you in the right direction about your dental care.

Next time you’re at the dentist, think carefully about what your smile actually needs rather than just what is covered by your dental insurance. Many dentists offer payment plans or additional dental financing through other companies such as CareCredit, so there’s a way to make the dental treatments that are important for your oral health work with your budget.  Talk to your dentist to learn more and make sure you’re making the right decisions for your smile.

Treating Infected Teeth with Root Canal Therapy

June 6, 2013

If you’re suffering from a toothache, it’s important to give your dentist a call right away. If the pain is persistent, you might need root canal therapy to treat the infection inside of your tooth. An infected tooth is a serious threat to your dental health and should be addressed as soon as possible.

The hard enamel on the outside of your tooth serves to protect the soft inner canal where the pulp is found. Whether it’s through damage or extensive decay, when the enamel is breached it allows bacteria to enter the pulp. This causes a root canal infection.

Some signs that you might have a root canal infection include the following:

  • Pain
  • Swelling
  • Increased sensitivity to hot or cold temperatures or sweet things
  • Bad taste in your mouth
  • Pain while biting or applying pressure to the tooth

If any of these symptoms sound familiar, you should give your dentist a call. Delaying the treatment will only make things worse.  If you end up needing root canal therapy, your dentist will carefully remove the infected pulp inside your tooth. Usually the canal will be filled and covered with a crown to prevent further infection. Your tooth will be restored and your smile will be healthy once again.

Root canal therapy is a good way to treat an infected tooth and restore it to health. If you’re suffering from tooth pain, give your dentist a call today to see if this could be the right solution for your smile. The sooner you call the better before the decay has a chance to spread any further.

Restore Your Teeth With A Crown

May 30, 2013

If you have a tooth that is broken, cracked or weakened, it’s important to repair it to maintain the health of your smile. Often a filling will be used. In cases where the damage is more extensive, your dentist will use a crown to restore your tooth.

Crowns are a great restorative dentistry treatment used to repair your teeth. A broken or damaged tooth not only makes it more difficult to eat, but also impacts the health of your entire smile. A damaged tooth is more susceptible to disease and infection. This type of restoration is also helpful for completing a root canal treatment or treating a large cavity.

It will usually take your dentist two visits to fully repair your tooth using a crown. Your dentist will start off the first visit by removing the damaged or decayed portion of your tooth. Then an impression will be made of your tooth that is used to create your crown. Crowns can be made out of a variety of materials, but porcelain is a popular choice because it more closely resembles a natural tooth. You’ll have a temporary crown fitted to your tooth.

At your second dental visit, the crown will have been completed and will be affixed to your tooth. Your smile is now complete and healthy once again. Some dentists use methods such as the E4D system that allow them to make your crown and complete the restoration all in the same dental visit.

A damaged tooth needs to be repaired quickly to restore and maintain the health of your smile. Your dentist can help by capping your affected tooth with a crown. Call them to learn more and see how a crown can have a positive impact on your teeth.

 

Revitalize Your Smile with Porcelain Veneers

May 23, 2013

Are you disappointed with your smile when you look in the mirror? Do you find yourself wishing your teeth were whiter, straighter, or just more perfect? Luckily, your dentist has a solution for you. Porcelain veneers are a great cosmetic dentistry procedure than can have a positive impact on your smile.

Your smile may currently be chipped, stained, crooked, have gaps, cracks or other flaws. Porcelain veneers are a great way to correct and hide imperfections in your smile. Since they’re thin pieces of high quality porcelain that are attached to the front of your teeth, they can change the way your smile appears to the world. Anything you don’t like about the appearance of your smile can be hidden away, transforming your smile immediately without the need for extensive dental work. Porcelain is an ideal material because it reflects light similarly to tooth enamel, giving you a smile that is natural in appearance.

If your dentist decides that porcelain veneers are the right choice for your smile, they’ll have your veneers custom made in a dental lab to enhance your smile. They’ll remove a small amount of your natural tooth structure and affix the porcelain veneers to the front of your teeth. Instantly, your smile will be revitalized. The entire process usually takes two dental appointments.

If you’re not satisfied with the appearance of your smile, you don’t have to live with it. Porcelain veneers allow your dentist to reshape the appearance of your smile, hiding any imperfections or flaws. Call your dentist today to learn more or see if this option is right for you.

Sedation Dentistry

March 19, 2013

Are you anxious about having dental treatment performed?  You are not alone!  Many people postpone having necessary treatment due to a high level of fear. Most dental conditions worsen when they are not treated and can put a person’s health at risk in some cases.

At Long Family Dental, we offer several levels of sedation to make it comfortable for you to have treatment. The first level is nitrous oxide or laughing gas. Many dental practices offer this level.  It relaxes you and gives you a “floating” feeling so you are distracted from what is going on in your mouth.

The next level of sedation is oral sedation.  A patient arrives about an hour prior to treatment and takes medication prescribed by the doctor according the medical history and existing medications.  Again, the patient feels very relaxed and many times will go to sleep.  The patient is aware at a certain level that dental work is being performed, but they are so relaxed they really don’t care.

The highest level of sedation offered at our practice is IV conscious sedation.  The patient is put on an IV drip of medication prescribed according to the medical history and existing medications.  The patient’s vital signs are monitored closely as the patient rests comfortably and is generally unaware of what is happening.  When treatment is complete, the doctor stops the IV medication and the patient wakes up with no to little memory of the procedure.

If you need dental treatment but are afraid, let us schedule you for an exam and discuss which option would be best for you.  Remember, postponing the treatment will allow the conditions to worsen and negatively impact your health.  Once you have experienced sedation dentistry, you won’t be afraid to have dental treatment in the future!

Children’s Dental Health

February 7, 2013

The importance of a person’s dental health should be a focus from the time teeth are present in the mouth. Many times we are asked about when to start brushing baby teeth, when should a child be brought in for their first visit and the importance of keeping baby teeth healthy.  All of these are important factors in setting a priority for dental health, which promotes overall health.

A child that is brought in early and regularly has a better chance for good oral health. This child also grows in to an adult that has oral health as a priority.  We recommend parents begin to care for baby teeth as soon as they can be seen in the mouth.  Using a very soft, small brush to massage the teeth 2 times a day helps keep them clean. Use an age appropriate fluoride-free toothpaste.  Even a washcloth can be used to perform this cleaning.

As far as when to bring the child for their first visit, at the age of 3, we can typically do an exam and a cleaning with their cooperation.  As soon as the child responds positively to radiographs, we would do those regularly as well so we can make certain there are no cavities or tooth infections. Of course, should the child be experiencing a dental problem before age 3, we would want to see them earlier.

Should a child develop a tooth infection, it is important to treat the tooth and save it.  Baby teeth serve an important purpose.  Not only do they help with the digestion process by helping the child properly chew their food, baby teeth are also place holders for future permanent teeth.  If a baby tooth is lost too early, the permanent tooth doesn’t have room to come in and this leads to an orthodontic (braces) need for the child. Sometimes parents think they are saving money by having baby teeth extracted, however the investment in saving the baby tooth now is much less than the cost of orthodontic treatment later. Additionally, if a baby tooth is infected it must be treated because that infection will move through the bloodstream and cause health issues overall.

If you have further questions about your child’s specific oral health, please feel free to call us at Long Family Dental and we will be happy to answer your questions or schedule your child for an appointment.

Do you have a dry mouth?

January 9, 2013

Many people suffer from a condition called Xerostomia or dry mouth.  It can have a negative impact on your lifestyle and your health.  If you have noticed a sticky, dry feeling in your mouth or have experienced trouble chewing, swallowing or even tasting your food, you may have this condition.

There are several potential causes for dry mouth. Among them are:

Medications – A side effect of many medications is dry mouth.  Prescriptions or over the counter drugs for depression, anxiety, pain, allergies, acne, epilepsy, hypertension, diarrhea, nausea, psychotic disorders, urinary incontinence, asthma, muscle relaxants and sedatives can all cause xerostomia.  With many Americans on medications for some issue or medical problem, this affects much of the population.

Medical conditions – People diagnosed with Alzheimer’s, diabetes, anemia, cystic fibrosis, rheumatoid arthritis, high blood pressure or Parkinson’s disease also experience the side effect of dry mouth.

Medical treatments – A side effect of medical treatments such as radiation for cancer can reduce the amount of saliva produced in the mouth.

So why is dry mouth a concern?  Beside the fact that it is uncomfortable and can even affect the taste of your food, not having enough saliva in the mouth leads to dental complications.  Saliva helps to break down food for digestion, which aids in the entire digestive process.  Saliva also helps to cleanse the teeth.  When a person has dry mouth, food and bacteria are more likely to stick to the tooth surfaces, leading to tooth decay and gum disease.

At Long Family Dental, we are always looking at your total medical history so we can treat your health, not just your mouth.  If you have questions about any medication you are taking or any health condition you’ve experienced, or you just notice your mouth being more dry, please give us a call.